What you need to know about this new loan program and calculator. Today, we are excited to share some breaking news with you! Have you heard of the California Dream for All Shared Appreciation Loan? Essentially, it allows you to purchase a home even if you don’t have the money for a down payment. Instead, […]
Many reasons why it is never too early to start talking to a lender. When is the right time for people who are interested in buying to start talking to a lender? Many people worry about starting the conversation too soon, but I am here to tell you that it’s never too early to get […]
Explaining the fundamentals of mortgage locks and how they affect you. If you’re going to buy a home, should you lock in your mortgage? What is a mortgage lock, and how does it work? Today, I’ll be discussing these things and more. Feel free to watch the full message above or use these timestamps […]
I cover how you make mortgage payments and why some are skipped. Today I’ll go over this common question that every loan officer gets asked: “When is my first payment due?” If the borrower is refinancing their current loan, the version of the question may be: “Do I get to skip one or two […]
Recasting your mortgage is a great option now that rates are higher. “Should I refinance or recast my mortgage?” I receive this question all the time. Today I’m explaining the difference between refinancing and recasting, and which option is best for you. Let’s say you get a nice windfall, either from a relative passing or […]
