An Introduction to Mortgage Locks

 Explaining the fundamentals of mortgage locks and how they affect you. If you’re going to buy a home, should you lock in your mortgage? What is a mortgage lock, and how does it work? Today, I’ll be discussing these things and more. Feel free to watch the full message above or use these timestamps […]

When Is My First Mortgage Payment Due?

I cover how you make mortgage payments and why some are skipped.   Today I’ll go over this common question that every loan officer gets asked: “When is my first payment due?” If the borrower is refinancing their current loan, the version of the question may be: “Do I get to skip one or two […]

Should You Refinance or Recast Your Mortgage?

Recasting your mortgage is a great option now that rates are higher. “Should I refinance or recast my mortgage?” I receive this question all the time. Today I’m explaining the difference between refinancing and recasting, and which option is best for you.  Let’s say you get a nice windfall, either from a relative passing or […]

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