Should You Refinance or Recast Your Mortgage?

Recasting your mortgage is a great option now that rates are higher. “Should I refinance or recast my mortgage?” I receive this question all the time. Today I’m explaining the difference between refinancing and recasting, and which option is best for you.  Let’s say you get a nice windfall, either from a relative passing or […]

Does Waiting To Buy Make Sense?

Here’s the information you need to make an informed home-buying decision.  Should you wait to buy? That’s the question I’m exploring today. I’ll offer my thoughts, predictions about the market, and what you should know if you’re a prospective homebuyer.   Feel free to watch the full video or use these timestamps to browse specific […]

Why FHA Loans Are Still a Great Option

Remember that you can refinance out of your FHA loan as you gain equity.   Let’s talk a bit about FHA loans today. A viewer of ours is looking to refinance their FHA loan to a conventional loan. Home values went up so much that they have enough equity to remove their private mortgage insurance. […]

Should You Prepare for a Market Crash?

How you should prepare if the market were to drop…  I was recently asked what the options are to get out of a $500,000 house if the market crashes, so today I’m clearing a few things up. First, nothing indicates that a crash is on the horizon anytime soon. With that, let’s take this hypothetical […]

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