Do You Have to Pay for Private Mortgage Insurance?

With values skyrocketing, when is mortgage insurance required?

A Closer Look at How Overtime Works

Here’s how overtime pay is factored in when you’re applying for a mortgage.

Should You Work With a Broker or a Bank?

As a broker, I’m asked all the time, “What’s the difference between a mortgage from a bank and a mortgage from a broker?” Today, I want to answer that question and tell you what I offer to my clients. Banks are locked into their program, so if they don’t work for you, you’re out of luck. Meanwhile, brokers typically work with 20 or 30 lenders, so they can shop around for a deal that works for you. To hear more, watch my latest video.

Should You Buy Your First Home in 2021?

Here’s my answer to a question asked about whether it’s a good time to buy.  Want to buy a home? Search All Homes  Want to sell your home? Receive a Home Value Report I recently received a question from Jessie, who pays $1,400 a month for an apartment by the ocean. He asked if it […]

How Your Credit Score Impacts Your Refinance Rate

Here’s how your credit score may impact your ability to refinance.  Want to buy a home? Search All Homes  Want to sell your home? Receive a Home Value Report Today we’re answering a question from Freddy L. He’s looking to refinance, but his credit score was hit after he purchased the home back in November […]