Do You Pay Closing Costs When Refinancing?

Here’s what you should know about closing costs when refinancing a loan. Recently, a regular listener/watcher of ours, Michael Duree, asked if you pay closing fees each time you refinance your home, and today we’re answering that question in full. The answer is yes, there are closing costs every time you get a loan, so […]

Should You Work With a Broker or a Bank?

As a broker, I’m asked all the time, “What’s the difference between a mortgage from a bank and a mortgage from a broker?” Today, I want to answer that question and tell you what I offer to my clients. Banks are locked into their program, so if they don’t work for you, you’re out of luck. Meanwhile, brokers typically work with 20 or 30 lenders, so they can shop around for a deal that works for you. To hear more, watch my latest video.

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