Hey, it’s Josh again with BuyWise Mortgage. Wanted to let you know that your file has been submitted to underwriting.
What this means, that we’ve compiled a complete file with all of your income, assets, and credit documentation. We have escrow instructions.
We have all of the information on your property: the appraisal, the preliminary title report.
The underwriter’s going to go through the file and validate that you meet the program criteria.
The next step and the next update you’re going to get from us is a notification that we have conditional loan approval.